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q: will i automatically lose my house, car, or other property if i file a bankruptcy? a: no. in fact, chapter 13 wage earner bankruptcy is designed specifically to protect your property from creditors. for instance, if your home is about to be foreclosed on or your car is about to be repossessed, chapter 13 wage earner bankruptcy will automatically stop these things and allow you time to repay the debts, usually over a three to five year period. alternatively, a chapter 7 “straight” bankruptcy is a liquidation. any property that is not exempt under state law would be subject...
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